I am a first time home buyer looking to buy in San Gabriel. Are there affordable housing programs to assist me with my down payment or mortgage?

There are federal and California resources for first-time qualifying homebuyers. Click the link to visit their websites.

  • U.S. Department of Housing and Urban Development’s FHA loans program.
  • Home Ownership Program (HOP): The Home Ownership Program (HOP) loan provides a second mortgage loan for first-time homebuyers with an assistance amount of up to $85,000, or 20% of the purchase prices, whichever is less.  For more information, please visit the HOP website.
  • Mortgage Credit Certificate Program (MCC): The MCC Program offers the first-time homebuyer a federal income tax credit. This tax credit reduces the federal taxes the holder of the certificate pays. It can also help the first-time homebuyer qualify for a loan by allowing a lender to reduce the housing expense ratio by tax savings. For more information, please visit the MCC website. 

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1. I am a first time home buyer looking to buy in San Gabriel. Are there affordable housing programs to assist me with my down payment or mortgage?
2. Where can I find temporary housing or shelter?